Get Mortgage Retrievers to Discover Your Potential.
Putting Your Mortgage First!
Get Mortgage Retrievers to Discover Your Potential.
Putting Your Mortgage First!
Types of Services offered
First Time Buyer
First Time Buyer
First Time Buyer
We strive to provide the best possible service and experience to our customers by offering high quality products and exceptional customer support.
New Home
First Time Buyer
First Time Buyer
Our team consists of experienced professionals who are passionate about what they do and dedicated to providing the best possible service to our customers.
Buy To Let
First Time Buyer
Buy To Let
We offer a wide range of high quality products that are designed to meet the needs of our customers. From basic to advanced, we have something for everyone.
Remortgage
Bridging Loans
Buy To Let
Getting ready to remortgage? We help research the best new mortgage deals, and explain what fees you're likely to pay.
Bridging Loans
Bridging Loans
Bridging Loans
Commonly used to 'bridge the gap' when buying property. Our friendly and knowledgeable customer support team is always here to help.
Life Insurance
Bridging Loans
Bridging Loans
Life insurance is a way to ensure those left behind can continue to pay the bills and other essentials
Mortgage Retrievers are here to help with Lifetime Mortgages
What is equity release?
Equity release allows individuals aged 55 and over to release money from the property they live in without having to make any monthly repayments.
Types of equity release
There are two types of equity release; Lifetime Mortgages and Home Reversion plans. Both of these are regulated by the Financial Conduct Authority. By using an equity release product, a home owner can draw a lump sum or regular smaller sums from the value of their home, while remaining in their home.
Equity release can play a crucial role in retirement funding and the flexibility and safeguards which are built into plans that complies with the Equity Release Council product standards enable thousands of home owners every year to tap safely in to their housing wealth without having to worry about making monthly repayments.
What is a Lifetime Mortgage
A Lifetime Mortgage involves taking a type of mortgage that does not require monthly repayments, although with some plans rather than roll up the interest you can opt to make monthly repayments if you wish. You retain ownership of your home and interest on the loan is rolled up (compounded). The loan and the rolled up interest is repaid by your estate when you either die or move into long term care. If you are part of a couple, the repayment is not made until the last remaining person living in the home either dies or moves into care, meaning that both you and your partner are free to live in your home for the rest of your lives.
What is Home Reversion?
A Home Reversion Plan also allows you to access all or part of the value of your property while retaining the right to remain in your property, rent free, for the rest of your life. With a Home Reversion product the provider will purchase all or part of your house taking into account your age and your health and will provide you with a tax free cash lump sum (or regular payments) and a lifetime lease, guaranteeing you the right to stay in your property rent-free for the rest of your life. There is no day-to-day interference and no restrictions on treating the house exactly as before; as a private home to live in freely
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